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With an increasing use of retail agents and communications technology, bank-led and nonbank-led models are found to be converging not in branchless banking but a banking beyond- branch (BBB) arrangement.
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JOURNAL OF EVOLUTION AND TECHNOLOGY
Executive Director, Dr. James J. Hughes,
35 Harbor Point Blvd, #404, Boston, MA 02125-3242 USA
Email: director @ ieet.org